SoftPOS

SoftPOS is a modern payment solution that allows merchants to accept payments directly on standard mobile devices, without requiring a dedicated payment terminal.

SoftPOS only available via non-EP2

SoftPOS is available through a separate onboarding and operating model compared to the traditional EP2-based setup. It is limited to card and wallet payments that support contactless (CTLS) standards.

With Nexi SoftPOS and the MyPayments app, compatible Android or iOS devices can be used to accept contactless payments, including both cards and digital wallets.

Unlike traditional POS setups, SoftPOS does not rely on dedicated payment hardware. Instead, payment acceptance is handled directly on commercial off-the-shelf (COTS) devices such as smartphones or tablets. These devices use built-in NFC capabilities to process transactions securely, following the same contactless (CTLS) standards used by payment terminals.

This means that payments are accepted via Tap to Pay only, without support for chip (insert) or magnetic stripe transactions. As a result, the experience is simplified for both merchants and customers, while still meeting the required security and certification standards.

From an integration perspective, SoftPOS solutions can be connected to Nexi’s acquiring services. This allows certified SoftPOS providers to process transactions through Nexi, enabling merchants to benefit from Nexi's acquiring infrastructure, reporting, and settlement flows as with traditional terminals.

This solution is particularly useful for mobile businesses, temporary setups, or merchants who want to reduce hardware dependency while maintaining secure payment acceptance.